What Are Cookies and Tracking Technologies

Cookies are small text files that websites store on your device when you visit them. Think of them as digital breadcrumbs that help us remember your preferences and improve your experience on sciorenex.com. We also use similar technologies like web beacons, pixels, and local storage to collect information about how you interact with our financial planning tools.

These technologies serve different purposes — some are essential for basic website functionality, while others help us understand which features you use most or remember your login status. When you browse through our investment calculators or savings planners, cookies help us maintain your session and remember your inputs as you navigate between pages.

Types of Tracking We Use

sciorenex employs several categories of tracking technologies, each serving specific purposes in delivering our financial planning services:

• Essential Cookies: These keep our website functioning properly. They handle your login sessions, remember items in your financial planning worksheets, and ensure security measures work correctly. Without these, basic features like saving your budget calculations wouldn't work.
• Functional Cookies: These remember your preferences like currency settings, preferred chart displays in our investment tools, and language choices. They make your experience more personalized without tracking your broader internet activity.
• Analytics Cookies: We use these to understand which sections of our financial planning resources are most helpful. They tell us if people spend more time on retirement planning tools versus debt management calculators, helping us improve popular features.
• Marketing Cookies: These help us show you relevant content about financial topics that match your interests. If you frequently use our mortgage calculators, we might display related articles about home buying strategies.

How Tracking Enhances Your Experience

Our tracking technologies work behind the scenes to make your financial planning journey smoother and more relevant. Here's how they help:

When you use our retirement planning calculator, cookies remember your inputs so you can return later and continue where you left off. If you're comparing different investment scenarios, the system maintains your various calculations in separate tabs without losing your work.

Analytics data helps us identify which financial topics generate the most questions from users. When we notice increased interest in tax planning strategies, we can create more detailed guides and tools in that area. This ensures our resources evolve to match what people actually need help with.

For personalization, cookies help us suggest relevant content based on your interests. Someone who frequently uses business financial tools might see articles about cash flow management, while personal users might see content about family budgeting strategies.

Data Retention and Your Control

Different types of data have different retention periods based on their purpose and legal requirements. Essential functional data like your account settings and saved calculations are retained as long as your account remains active. Analytics data is typically aggregated and anonymized within 26 months.

You maintain control over your tracking preferences through several methods. Most web browsers allow you to manage cookies through their settings menus — you can view, delete, or block cookies from specific websites. However, blocking essential cookies may impact website functionality.

For marketing and analytics cookies, you can opt out using the preference controls above. Your choices are remembered and respected across future visits to sciorenex.com. We also honor industry-standard privacy signals like Global Privacy Control where supported.

Browser Cookie Management

Most browsers provide built-in tools for managing cookies and tracking. In Chrome, Firefox, Safari, and Edge, you can access cookie settings through the privacy or security sections of your browser preferences.

To block third-party cookies (used primarily for advertising), look for options labeled "block third-party cookies" or "cross-site tracking prevention" in your browser settings. This won't affect essential cookies that sciorenex needs to function properly.

You can also use private or incognito browsing modes, which automatically delete cookies when you close the browser window. This is useful if you're accessing our financial planning tools on a shared computer and don't want to leave traces of your calculations.

Updates to This Policy

We review and update this cookie policy annually or when we make significant changes to how we use tracking technologies. Updates typically reflect new features we've added to our financial planning platform or changes in privacy regulations.

When substantial changes occur, we'll notify active users through email or prominent website notices. Minor clarifications or additions may be updated without specific notification, but the "last updated" date will always reflect the most recent version.

We encourage you to review this policy periodically, especially if you have concerns about data privacy or want to understand how new features might affect tracking on sciorenex.com.